Money & Exchange

1. Hol tudok forintot váltani?

   Where can I exchange money into forints?

   Usage

   Asking where to exchange currency into Hungarian forints

   Grammar Note

   The forint (HUF) is Hungary's official currency. Hungary is not in the eurozone, but many tourist spots accept euros

2. Mi az átváltási árfolyam?

   What is the exchange rate?

   Usage

   Checking the current exchange rate at a bureau de change or bank

   Grammar Note

   "Árfolyam" = "ár" (price) + "folyam" (flow/current). Exchange offices in the city centre typically offer better rates than at the airport

3. Elfogadnak bankkártyát?

   Do you accept credit/debit cards?

   Usage

   Asking whether a restaurant or shop accepts card payment

   Grammar Note

   "Bankkártya" = "bank" + "kártya" (card). Card payments are common in Hungary, but small markets and street stalls may be cash-only

4. Hol van a legközelebbi ATM?

   Where is the nearest ATM?

   Usage

   Looking for the nearest ATM to withdraw cash

   Grammar Note

   ATM is pronounced "aa-tay-em" in Hungarian. "Bankautomata" is another word for it. ATMs are plentiful in Budapest's tourist areas

5. Kérem a számlát

   The bill, please

   Usage

   Politely asking for the bill at a restaurant

   Grammar Note

   "Számla" means bill or invoice. "Kérem" is the polite first-person form of "kér" (to request). Tips ("borravaló") of 10-15% are customary

6. Mennyi a borravaló?

   How much is the tip?

   Usage

   Asking how much tip is appropriate at a restaurant or for a taxi

   Grammar Note

   "Borravaló" literally means "something for wine" — the tip. In Hungary, 10–15% is the standard tip at restaurants.

7. Ez tartalmaz áfát?

   Does this include VAT?

   Usage

   Checking whether the price already includes VAT (ÁFA)

   Grammar Note

   "ÁFA" stands for "általános forgalmi adó" (VAT). Hungary's standard VAT rate is 27%, one of the EU's highest. Prices usually include it

8. Tudna visszaadni?

   Could you give me change?

   Usage

   Asking for change when paying with a large note

   Grammar Note

   "Visszaad" = "vissza" (back) + "ad" (give). "Visszajáró" means change (money returned). Some shops prefer smaller bills

9. Küldhetek pénzt külföldre innen?

   Can I send money abroad from here?

   Usage

   Asking at a bank or money transfer service whether international transfers are available

   Grammar Note

   "Külföld" = "kül" (outer) + "föld" (land) = abroad. "-re" is the sublative (directional) suffix. Western Union is widely available in Hungary

10. Mennyibe kerül összesen?

    How much does it cost in total?

    Usage

    Asking the total cost when shopping or paying for a service

    Grammar Note

    "Mennyibe kerül?" is the standard way to ask the price. Adding "összesen" makes it "total cost". "Kerül" here means "to cost"

11. Kaució

    Deposit

    Usage

    A refundable deposit paid at check-in for hotels or rentals

12. Visszatérítés

    Refund

    Usage

    Used when asking for money to be returned

13. Óvadék

    Security deposit

    Usage

    A more formal security deposit, used for rentals or leases

14. Előleg

    Prepayment

    Usage

    Used to indicate money paid in advance, e.g. at booking

15. Pótdíj

    Extra charge

    Usage

    Used to indicate an additional charge added later

16. Szolgáltatási díj

    Service fee

    Usage

    Used to indicate a fee charged for a service or procedure

17. Készpénz

    Cash

    Usage

    Show this to indicate you will pay cash; markets and small shops may be "csak készpénz" (cash only)

18. Bankkártya

    Bank card

    Usage

    Show this to indicate you will pay by card; contactless payment is "érintéses fizetés"

19. Külön fizetünk

    We'll pay separately

    Usage

    Show this to have the bill split per person; Hungarian restaurants routinely accept separate payment

20. Együtt fizetünk

    We'll pay together

    Usage

    Show this to ask for one single bill; "egyben fizetünk" works too

21. Túl drága

    Too expensive

    Usage

    Show this to reject a quoted price, including an unfair taxi or souvenir fare; "kicsit drága" (a little expensive) leaves room to negotiate

22. Visszajáró

    Change (money back)

    Usage

    The word for change. Use it when you want to check the amount of change after paying in cash

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